Home  /  Blogs

BLOGS

Writing on moving home, minus the jargon.

Plain English pieces on UK conveyancing, Stamp Duty, leasehold and the bits between offer accepted and keys in hand. Written by The Home Panel and our regulated panel firms.
Mortgage paperwork and a desk calendar beside a window overlooking a British home.
Buyers

How Long Does a Mortgage Offer Last? What Happens If It Expires Before Completion

How long does a mortgage offer last, and what happens if it expires before completion? Here's what to expect and what to do about it.

·6 min
Read more
New homeowners opening the front door on moving day.
Conveyancing

What Happens on Completion Day? A Straightforward Guide for Buyers and Sellers

Completion day explained plainly for buyers and sellers: fund transfer, keys, timing, and what to do if it runs late.

·8 min
Read more
Pale-stone British terraced homes with planted entrances on a quiet street.
Sellers

How Long Does It Take to Sell a House, and How to Avoid the Delays

The real UK average time to sell, and how to avoid the delays that push it further out: title issues, indemnity insurance, and chains.

·9 min
Read more
Newly built British brick townhouses with landscaped front gardens.
Buyers

Buying a new build? What you need to know about conveyancing

New build conveyancing runs to the developer's timetable, not yours. What the exchange deadline means, the costs that only apply to new builds, and the checks a solicitor makes that never come up on an older home.

·7 min
Read more
Two homeowners reviewing a property plan and ownership documents together.
Conveyancing

How To Transfer Property Ownership

Transferring property ownership in England and Wales requires a conveyancer to draft a TR1 form, calculate any Stamp Duty due, and register the change with HM Land Registry.

·8 min
Read more
Well-kept post-war British terraced homes with modest front gardens.
Buyers

Right to Buy Conveyancing: Step by Step Guide for Council Tenants

The Right to Buy scheme lets eligible council tenants in England buy their home at a discount. Here is the full conveyancing process, the current regional discount caps, and how to qualify.

·10 min
Read more
Japanese knotweed leaves and stems beside a garden boundary.
Sellers

Can You Sell A House With Japanese Knotweed?

Yes, you can sell a house with Japanese Knotweed in the UK, but you must disclose it and have a professional treatment plan in place. Here is how the legal and mortgage side works in 2026.

·8 min
Read more
A homeowner discussing a property offer by phone at the kitchen table.
Sellers

What Is Gazundering?

Gazundering is when a buyer lowers their offer just before exchange of contracts, pressuring the seller to accept the cut or lose the sale. It is legal in England and Wales but avoidable.

·7 min
Read more
A homeowner completing digital paperwork with a tablet and stylus.
Conveyancing

Fast Conveyancing UK: How E-Signatures and Online ID Checks Speed Up Property Transactions

Fast conveyancing in the UK now relies on digital tools like e-signatures, online ID checks, and electronic SDLT filing. Here is how these tools shorten the average transaction by two to three weeks.

·8 min
Read more
Mortgage paperwork and a laptop in a bright kitchen dining nook.
Remortgaging

How Long Does a Remortgage Take in England and Wales?

A remortgage in England and Wales typically takes four to eight weeks. Product transfers with the same lender are fastest at two to four weeks. Here is what affects the timeline.

·7 min
Read more
An aerial view of English terraced houses and their gardens.
Legal

Land Registry Search: How Long Does It Take

A Land Registry search reveals the registered owner of a property and any charges or restrictions on the title. Official copies are available instantly online for £3 to £7 per document.

·7 min
Read more
A whitewashed British coastal cottage with a small planted front garden.
Legal

What Is Stamp Duty For a Second Home in 2026?

Stamp Duty on a second home in the UK includes a five percent surcharge on every band, in addition to the standard residential rates. Here is how it works and how to claim a refund.

·9 min
Read more
A building surveyor inspecting the brickwork and windows of a British home.
Buyers

Different Types of Property Surveys in the UK Explained

Property surveys in the UK come in three main types: RICS Level 1 Condition Report, Level 2 HomeBuyer Report, and Level 3 Building Survey. Costs range from £300 to £1,500 depending on the property and survey depth.

·8 min
Read more
A homebuyer's calculator and budget notebook on a light oak table.
Legal

Stamp Duty Calculator: A Guide to Stamp Duty Land Tax Payments

A stamp duty calculator helps you estimate how much SDLT you will pay on a property purchase in 2026. Here are the current bands, the first time buyer relief, and worked examples for every common scenario.

·9 min
Read more
A buyer comparing itemised conveyancing quotations at a desk.
Conveyancing

How much does conveyancing cost in the UK in 2026?

A clear breakdown of conveyancing fees in the UK in 2026, including legal fees, disbursements, searches, and Stamp Duty. Real figures from regulated panel firms, with every extra listed.

·12 min
Read more
A desk clock, legal file and quotation sheet in a solicitor's office.
Conveyancing

Fixed fee vs hourly conveyancing: which actually costs less?

Fixed fee conveyancing has overtaken hourly billing for most UK residential transactions. Here is why, what it should include, and how to spot a quote that grows after instruction.

·9 min
Read more
A modern British brick apartment building with balconies and a communal entrance.
Legal

Leasehold Conveyancing Checklist

Use this leasehold conveyancing checklist to understand what your solicitor checks before exchange of contracts: lease length, ground rent, service charges, management pack, and major works.

·8 min
Read more
An organised home-moving planner above a desk with a document folder.
Conveyancing

The 2026 conveyancing timeline: how long it really takes

UK conveyancing in 2026 typically takes 10 to 14 weeks from offer accepted to completion. Here is a realistic week by week breakdown, where delays creep in, and how to compress the timeline.

·11 min
Read more
A Georgian-style professional office on a British high street.
Conveyancing

Local conveyancing solicitors near me: do you actually need one?

The case for a local conveyancing solicitor has weakened in 2026. Here is when proximity matters, when it does not, and what to look for in a regulated panel firm regardless of location.

·10 min
Read more
Packed boxes, a plant and a suitcase ready in a British hallway.
Moving

Moving House Checklist UK: The Practical Side of Moving Day

Moving house involves more than the legal work. Use this checklist to organise removals, utilities, address updates, and moving day essentials four to six weeks before completion.

·7 min
Read more
Traditional houses and modern flats on the same British residential street.
Legal

Leasehold vs freehold: every UK buyer’s complete guide

Leasehold and freehold are the two main forms of property ownership in England and Wales. Here is what the difference actually means, what to check before you buy, and how the 2024 reforms changed everything.

·13 min
Read more
An Edwardian British home with a bay window and lavender-lined path.
Legal

Stamp Duty in 2026: thresholds, reliefs, and how to calculate yours

Stamp Duty Land Tax in 2026, including the standard residential bands, first time buyer relief, the additional property surcharge, and how to time your transaction to reduce the bill.

·12 min
Read more
A homebuyer checking her diary beside a sunny bay window.
Conveyancing

How long does conveyancing actually take?

Typical UK conveyancing takes 8 to 12 weeks from offer accepted to completion. Here's what happens in each week, and where delays tend to creep in.

·6 min
Read more
Two legal professionals discussing a property file in an office.
Conveyancing

Conveyancer or solicitor? What’s the difference?

Both can handle a property transaction, but they're regulated differently and offer different levels of service. Here's what it means for you.

·4 min
Read more
First-time buyers reviewing their home budget together on a sofa.
First Time Buyers

First-time buyer SDLT relief: how it works

First-time buyers pay no Stamp Duty on properties up to £300,000, and a reduced rate up to £500,000. Here's what you need to know to qualify.

·5 min
Read more
The stone facade and burgundy entrance door of a British townhouse.
Legal

What is Stamp Duty Land Tax?

SDLT is a government tax on property purchases over £125,000 in England and Northern Ireland. Rates are tiered, here's how to calculate yours.

·4 min
Read more
A first-time buyer looking around the bright living room of her new home.
First Time Buyers

The first-time buyer’s survival guide

A straight-up checklist of what to have ready, what to ask about, and what usually catches people out on their first property purchase.

·8 min
Read more
A modern apartment building's shared entrance with an intercom and mailboxes.
Legal

Leasehold: five things to check before you buy

Ground rent, service charges, lease length, and the stuff developers quietly bury in the small print. A leasehold checklist from our panel firms.

·6 min
Read more
A bright British living room prepared for a house viewing.
Sellers

Selling: getting your side ready before you go on market

The documents your buyer's solicitor will ask for. Get them together before you list and you'll shave up to two weeks off your sale.

·5 min
Read more
A solicitor reviewing mortgage paperwork at his office desk.
Remortgaging

Remortgaging: what your solicitor actually does

Remortgage conveyancing is faster and cheaper than a purchase, but still legally important. Here's what the solicitor's role is.

·4 min
Read more
Two separate sets of house keys on a pale stone console.
Legal

The additional-property SDLT surcharge, how to avoid it accidentally

If you own any other property at the moment of completion, you pay a 5% surcharge on top of your SDLT. Here's how to time it, and when you can claim a refund.

·5 min
Read more